Syllabus

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Course Materials
Assignments
Exams
Grading

BYU Course Outcomes

Course Learning Outcomes

Prerequisites

No prerequisites

Course Materials

The required textbook is Kapoor, Jack R., Dlabay, Les R., and Hughes, Robert J., Personal Finance, 8th edition. Chicago: Irwin McGraw-Hill, 2007.

You are also required to complete the Personal Financial Planner which accompanies the textbook. If you are using the 8th edition of the text, the Personal Financial Planner should be included in the appendix of the textbook. If you have purchased a book that does not have the Financial Planner, you should either return the book to the place of purchase and exchange it for a book that does include the Financial Planner, or you may purchase the Financial Planner as a separate text.

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Assignments

Speedback Assignments

Ten of the lessons require the submission of a set of multiple-choice questions called Speedback assignments. These will be submitted online and automatically graded. Feedback will be provided for each question answered incorrectly. Each of the Speedback assignments will be given equal weight in determining the final grade, the summation of which will comprise 40 percent of your final grade.

Self Checks

The Self Check questions in lessons 3, 8, 11, and 14 need not be submitted for grading. They are meant to be evaluated by you through checking your answers against those provided. Scores for these assignments will not be included in the final grade computation; however, similar questions will be included in the final examination. Your knowledge of the topics covered in the Self Check questions is just as important as your knowledge of topics in the submitted assignments.

Portfolio of Written Assignments

Your last assignment is a compilation of practical assignments corresponding to textbook materials. The real value of a course in personal finance is measured in how involved you become in your personal financial plans. You not only need to learn the concepts of finance, but you also need to apply them to your individual circumstances. The report forms and the assignments in the planner booklet are designed to help you incorporate financial planning into your daily life. Your portfolio of written assignments should consist of three primary parts: the Personal Financial Planner sheets, six supplemental reports, and the Internet Questionnaire. When you complete all the Internet exercises, the financial planner, and your six additional report sheets, you will submit all of your work in a portfolio to Independent Study for instructor grading.

Personal Financial Planner

As you read lessons 1 through 14, you will note specific assignments requiring you to fill in designated pages of the Personal Financial Planner. You will be asked to accomplish specific tasks then fill in the corresponding reports. Not all pages in the Personal Financial Planner need be filled in; submit only those that are assigned in the first fourteen lessons.

Once you have completed your Personal Financial Planner pages, scan each page and save them in a single document. Please save the document with the name PersonalFinancialPlanner.pdf. Make sure the document is in .PDF format so that I can see your work.

Note: The first pages of the Personal Financial Planner ask you to record identification numbers such as Social Security, bank account numbers, etc. Do not include these private numbers in the planner. Once you have scanned in the other pages, add this information and keep the planner in a safe place to help you organize your documents.

Supplemental Report Sheets

An additional six report sheets are to be completed as assigned in the various lessons. The assignments are to be submitted as part of your Portfolio of Written Assignments prior to the time you arrange for the final examination.

Internet Exercises Questionnaire

Most of the lessons require the use of the internet to answer one or more questions. Please complete these exercises as you work on each lesson, rather than waiting until the end of the course and going back to try and catch up. The internet exercises selected are designed to help teach you the topics covered in the lesson. As you complete the internet exercise, refer to Appendix A and answer the questions associated with that exercise in a word processing document.

Note: Although many of the assigned internet exercises may be performed by hand without the use of the internet, it is important to learn the financial tools available to you on the Web. There are literally hundreds if not thousands of sources of financial information available to you. Part of your education in personal finance is to learn to access the tools available. Therefore, I ask you to actually use the Internet to solve the problems in the manner suggested.

Also, note that the Internet is a constantly evolving tool. Web sites available at the writing of this course may not be available when you actually enroll in the course. If any particular web site is no longer available, try to find another with equivalent resources. A Google or Yahoo! search of your topic will typically provide an adequate supply of resources.

You will submit electronic copies of your personal financial planner and Portfolio of Written Assignments after lesson 14.

Formatting Your Written Work

You will submit written assignments to Independent Study electronically through your course. Gather your reports and your answers to the Internet exercises questionnaire into one .PDF document. Name the document ReportsAndQuestionnaires.pdf and submit it. Here’s how to do it:

  1. Type your paper in a word-processing program (such as Microsoft Word).
  2. When you save the file, click the Save as type: drop-down list.
  3. Select PDF (*.pdf).
  4. Use the course number, your first and last name, and the assignment name for the filename. For example, “FIN200_JaneSmith_ReportsAndQuestionnaires.”
  5. Click Save.

Submitting Your Portfolio Assignments

It’s very important that you submit all of the assignments for your portfolio at the same time. Here’s how to submit your completed portfolio assignments:

  1. Click the Portfolio Submission link in your course.
  2. Click Open.
  3. Attach all of the relevant assignments by clicking the Choose File button, then locating the file you wish to submit.
  4. To attach additional files, click Add Attachment and use the Choose File button to locate and upload the next file. Make sure you attach every file you need to include in the portfolio assignment.
  5. When you are finished, click Submit.
  6. You will be asked if you are sure you want to submit this assignment. Click Yes.
  7. You will receive a message that tells you that you have successfully submitted your assignment. Click OK.

Remember: Do not submit any assignment until you have completed all of the assignments for the portfolio!

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Exams

Final Examination

The final examination will consist of one hundred multiple-choice questions. The questions are similar to the ones in the Speedback assignments. The traditional conversion from percentage points to letter grades will be used, as shown in the grading section that follows. It is a closed-book exam with no time limit and you may use a financial calculator. Your score on the final examination will comprise 40 percent of your grade in this course. You must pass the final examination with a score of 46 percent or better to pass the course. If you do not receive a passing grade on your first attempt, you are permitted to retake the final examination once with a different version of similar questions. Be aware that there may be retake fees.

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Grading

Your final grade for the course will be determined by combining the points you receive for each of three major components. The percentage allocation of weights for the final grade is as follows:

Speedback Assignments 40%
Portfolio of Written Assignments 20%
Final Examination 40%
Total 100%

Grading Scale

Grading will be according to conventional letter grades A through E, as defined in the University Bulletin General Catalog. The percent to letter grade breakdown follows. You must pass the final exam in order to pass this course.

A 100 96
A- 95 91
B+ 9086
B8581
B-8076
C+7571
C7066
C-6561
D+6056
D5551
D-5046
E (fail)45below

Copyright Notice

The materials used in connection with this online course are only for the use of students enrolled in this course for purposes associated with this course and may not be retained or further disseminated. Any copying or further dissemination of these materials may be subject to applicable U.S. Copyright Laws. For questions or more information, please visit the BYU Copyright Licensing Office website.

“Members of the BYU community who willfully disregard this Copyright Policy or the BYU Copyright Guidelines place themselves individually at risk of legal action and may incur personal liability for their conduct. The unauthorized use or distribution of copyrighted material, including unauthorized peer-to-peer file sharing, may subject individuals to civil and criminal liabilities, including actual and statutory damages, costs and fees of litigation, fines, and imprisonment

Violations of the Copyright Policy may result in university disciplinary action including termination of university enrollment or employment.” (Emphasis added. Excerpt taken from the BYU Copyright Policy)

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University Policy - Title IX Statement

Preventing & Responding to Sexual Misconduct

In accordance with Title IX of the Education Amendments of 1972, Brigham Young University prohibits unlawful sex discrimination against any participant in its education programs or activities. The university also prohibits sexual harassment—including sexual violence—committed by or against students, university employees, and visitors to campus. As outlined in university policy, sexual harassment, dating violence, domestic violence, sexual assault, and stalking are considered forms of "Sexual Misconduct" prohibited by the university.

University policy requires all university employees in a teaching, managerial, or supervisory role to report all incidents of Sexual Misconduct that come to their attention in any way, including but not limited to face-to-face conversations, a written class assignment or paper, class discussion, email, text, or social media post. Incidents of Sexual Misconduct should be reported to the Title IX Coordinator at t9coordinator@byu.edu or (801) 422-8692. Reports may also be submitted through EthicsPoint at https://titleix.byu.edu/report or 1-888-238-1062 (24-hours a day).

BYU offers confidential resources for those affected by Sexual Misconduct, including the university’s Victim Advocate, as well as a number of non-confidential resources and services that may be helpful. Additional information about Title IX, the university’s Sexual Misconduct Policy, reporting requirements, and resources can be found at http://titleix.byu.edu or by contacting the university’s Title IX Coordinator.

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Accessibility Notice

BYU is committed to providing a working and learning atmosphere which reasonably accommodates persons with disabilities who are otherwise qualified to participate in BYU's programs and activities. In this spirit, BYU Independent Study aspires to improve web accessibility for users. While not required by law, the Web Content Accessibility Guidelines (WCAG) 2.0 Levels A and AA provide a wide range of helpful recommendations to make Web content more accessible. BYU Independent Study strives to apply WCAG 2.0 recommendations where feasible, but may deviate from any recommendations that would result in an undue hardship to BYU Independent Study or alterations to program and course content and objectives. If you have questions about accessibility, or if you need to report problems with any accessibility features please see our Accessibilities and Accommodations Web Page.

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Course Policies

These policies are specific to this course. For additional information about general policies, please refer to Independent Study Course Policies page.

Assignments

10 computer-graded assignments, may be resubmitted once for a fee; 1 portfolio assignment, may not be resubmitted

Resubmit an assignment for a fee.

Exams

One proctored computer-graded exam, may retake once for a fee. You must pass the final exam with at least a 46% to pass the course.

Retake an exam for a fee.

Getting Help

Please use the help menu in this course to contact Independent Study or your instructor. You can find a list of free tutors available to BYU Independent Study students on the Free Tutoring Services website.

Note: The Harold B. Lee Library website provides a number of online resources and librarians are available via phone, chat, and email to answer questions about library-related issues.

Inappropriate Use of Course Content

All course materials (e.g., outlines, handouts, syllabi, exams, quizzes, media, lecture content, audio and video recordings, etc.) are proprietary. Students are prohibited from posting or selling any such course materials without the express written permission of BYU Independent Study. To do so is a violation of the Brigham Young University Honor Code.

Copyright © 2016 Brigham Young University. All rights reserved.

Published by the
Department of Independent Study
Division of Continuing Education
Brigham Young University
120 MORC
Provo, Utah 84602-1514
USA